Future Value Calculator

Number of Periods (N): Starting Amount (PV): Interest Rate (% per period): Periodic Deposit (PMT):

PMT at beginning PMT at end

Future Value (FV) estimates what your money today will be worth at a future date based on earning interest.

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Money invested or saved grows over time through compound interest — interest earned on both the principal and accumulated interest. For example, $10 at 6% interest grows to $10.60 after one year.

FV is foundational in finance, aiding in calculating investments, loans, savings, and overall financial planning across time horizons.

Various compounding frequencies — yearly, quarterly, monthly — impact how fast your money grows.

Online FV calculators help project potential balances, enabling smarter financial decisions and future readiness.